The highlight about teaming up with Prodigy for your educational needs is that they assess students mainly based on their future earning potential, rather than only their credit history, taking into consideration that current investment in a strong career is more viable to both the parties with a prospective of stronger return on investments. Learn more about student loan refinancing Prodigy student loans review Making education accessible is one of the main motives of Prodigy Finance, and they are proving it by offering reasonable terms to facilitate refinancing as seen in the table above. Student loan refinancing for international graduates For student loan borrowers getting their refinanced loans from prodigy, they are lucky to have the cosigner release option.
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Getting a co-signer release is crucial during the repayment journey of the student debt. Which is got with a good application profile strengthened with a good credit score. Getting a cosigner on board is crucial as it helps you qualify for a better interest rate. (an average approved income to verify falling in the bandwidth of ‘high income’ has been given) It is highly favorable for individuals with high incomes. Only variable interest rates are offered. It is an optimal choice for international students without any U.S. Giving a general summary of student loan refinancing with Prodigy : What Prodigy Finance is looking to change is that the borrower’s creditworthiness is often given less importance as compared to the bank regulation in a lending market.
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non-citizen residents face certain obstacles while indulging in the refinancing of student loans. Graduate students across borders and U.S. In this article, we will thoroughly review every aspect of refinancing as well as loans offered by Prodigy finance. The majority of Prodigy’s partner schools are currently in the southern and western parts of India but the company plans to soon expand to the northern region as well.Over the past decade, Prodigy finance has helped almost 9,500 students from over 100 nationalities to gain access to postgraduate education by dispensing over $400 million. Prodigy is betting on its affordable pricing to help it expand in Tier 2 and beyond schools in India. Satish noted that schools in Tier 1 have more options to choose from as compared to schools in Tier 2, which makes Tier 2 an untapped market. Whereas Prodigy enables teachers to monitor each student’s real-time scores along with replacing the back and forth between the teacher and students,” Satish said.įurther, the customer base of Prodigy in India has an almost equal split between Tier 1 and Tier 2 cities. Post which, students again have to upload the assignments in order to submit their work.
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“Offline homework is a challenge, especially when teachers have to send the question paper through whatsapp or email. Prodigy claims to have helped schools boost online class attendance, as students would compare their scores in the game, increasing the engagement level of the classes. With online classes, schools saw class attendance going down after the initial months of the academic year. Schools were desperately looking out for tools which would help with increasing students’ attendance at that time,” she added. “We saw a ton of schools moving from freemium to a paid partnership with us, in the months after the pandemic.
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The rest of the schools are using the freemium version of the platform. Mahalakshmi Satish, Director-India, Prodigy Education told Businessline that the company is currently working with 200 schools, out of which close to 50 schools have taken its annual paid subscription of ₹1,380 per student. An average Prodigy assignment duration is not more than 15-20 minutes and the teacher has the option to give 10 to 15 questions in one game. The student is represented by a character in the game, who encounters different opponents and to win over these opponents they have to solve maths questions pre-decided by the teacher. Instead of giving a worksheet to students, Prodigy enables teachers to set up a game on any topic (for instance, division, fractions etc) that they want the students to practice. Canadian start-up Prodigy Education is enabling Indian schools to convert maths homework, of grade 1 to 8 students, into a digital game.